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Associate, Business Banking

  • 930105
  • Melbourne
  • Full Time
  • Closing at: Dec 8 2021 at 17:00 ACDT


Commercial actions with heart


  • Use your advanced financial acumen and knowledge of business structures
  • Build a strong connection with team & customers
  • Credit writing up to $5 mil and loans administration
  • Flexible work arrangements and clear career progression
  • Full time permanent position, with choice of office locations across Melbourne



About the role

Our Business Banking Division has embarked on a significant transformation program with a focus on improving both our customer and our employee experience. We have simplified our policies and ways of working and improved our systems and tools.  It’s a great time to come on board and be part of the great culture we have at Bendigo and Adelaide Bank!

As an Associate you will be part of a small team of Analysts, Associates and Senior Associates who support a localised hub of Business Bankers and customers. In line with our customer value proposition to make business personal, you will build strong relationships with our customers via phone and email as well as having the opportunity to join in on customer visits at times. 

In this role you will:

  • Support our Business Bankers to manage and develop strong customer relationships
  • Liaise with customers and key stakeholders to ensure an efficient and amazing service is provided to our customers
  • Financial analysis, security structuring, completion of credit submissions and adherence to policy and procedures for all lending approvals for business lending typically in the range of $1-5 million.
  • Manage the end-to-end loan application process and accurately prepare and administer loan files
  • Ensure scheduled reviews are completed within agreed time limits
  • Conduct customer needs analysis to match appropriate products and support cross selling opportunities
  • Mentor and coach: grow our Analyst’s financial analysis and credit writing skills and be the first port of call for their queries


This is a full time, permanent position with flexible work options available. As part of our Melbourne Business Customer Management Team there are a number of offices across Melbourne that you can be based from.  You will become part of a company with a great culture and a collaborative team with a focus on high performance.  


Does this sound like you?

We are looking for someone who enjoys being part of a team and who takes genuine care in supporting their customers, plus:

To be the successful candidate, it is essential that you have:

  • Advanced Financial acumen, analytical and problem-solving skills
  • Knowledge of business structures and experience conducting financial analysis including ability to analyse and interpret financial and cash flow statements
  • Strong interpersonal & relationship building skills with customers, colleagues and stakeholders
  • High attention to detail and the ability to be flexible and remain organised and multi-task in a busy role


Additional experience that would be advantageous:

  • Knowledge of banking regulations, policies, procedures and the range of a bank’s products and services
  • Understanding of the end-to-end business lending process, including the annual review process.
  • Credit assessment skills, the ability to structure security arrangements and experience writing credit submissions
  • Exposure to business/commercial loans with complex lending up to $5 million
  • Tertiary qualification in a business-related field



About Bendigo Bank

Bendigo Bank has a unique position in the Banking and Finance industry: we are a trusted brand with a (really!) high Net Promoter Score and the time is right for growth as businesses reconsider the sort of bank they want to partner with.

With more than 160 years of history, we are proud of our position in the community with more satisfied customers than any other Australian bank.  Every day we work hard to bring our company purpose to life; feeding into the success of our customers and communities and not off it. 

We're more than just a bank with banking products. We change the lives of customers and communities. Commercial actions with heart!

Our time is now. We are challenging the status quo and we're excited about our future!


Why us?

There's so much more to a career with Bendigo and Adelaide Bank than just banking. 

Get real benefits, work life balance and flexibility. You bring your brilliant mind and we’ll help you take your learning to the next level with on the job training and external development opportunities - we want you to shine. After all, YOU are the difference that makes us the better big bank.

We believe a diverse workforce supported by an inclusive culture is central to our success and we actively encourage applications from those who bring diversity of thought to our business. We support candidate requests for adjustment to accommodate an illness, injury or disability to equitably participate in the selection process.


Applications close 8th December 2021, but interviews and appointment may occur prior to the close date, so if you’re excited to be part of an organisation with strong values and a community focus apply now!


To find out more about working at Bendigo and Adelaide Bank or to view other opportunities visit



It is a condition of employment with the Bank that you are fully vaccinated against COVID-19, unless you have a medical contraindication or acute illness which prevents you from receiving the vaccine and you provide satisfactory evidence of this to the Bank.


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