We’ve never been ‘just a bank’. Just like you should never be ‘just an employee’. We’re united in our belief that in banking, better can be bigger, and together we’re making it happen.

It starts here. With Bendigo Bank… and you.

As a Senior Lending Analyst, you will be part of a national team who work collaboratively with our customer facing Agribusiness Relationship Managers and Associates.  Your core focus will be the accurate completion of credit assessments including the preparation of complex credit memorandums and related analysis and covering all credit events. 

In this role you will have the opportunity to expand your internal networks across various teams including credit and sales, attending development sessions including deal workshops and MCDC meetings. Most importantly, you will be able to further develop and refine your own credit writing and analytical skills.

In this role you will get to do:

• Managing the end-to-end loan application process including the preparation, evaluation and settlement of loan files for agribusiness clients nationwide.
• Perform financial & credit analysis of submissions (TAE over $5M).  
• Mentoring and coaching of the wider team to grow their financial analysis and credit writing skills.
• Continue to deepen your complex credit skillset and enhance your risk assessment and identification abilities.
• Stay up to date with industry trends, policies and regulations – broadening your knowledge of agricultural markets, commodity and property values and market trends.

What you’ll bring to the role

To succeed in this role, you will have:

• Experience in financial analysis and interpretation of financial statements is required.
• An understanding of the Australian agricultural sector, seasonal conditions and client structures would be highly desirable.
• Sound reasoning and problem-solving skills – demonstrated as the ability to identify a challenge and find a solution that is win-win for the business and customer.
• A passion for coaching others and a desire to make a difference in the professional development of your peers.
• Relevant tertiary qualification in Business, Commerce, Finance or similar would be nice to have however not essential.

This is a full time 12-month Contract. Hybrid ways of working are core to how we operate today with a minimum 3 days working from any Head Office nationwide. Flexible work options are also available – talk to us about what flexibility means to you. 

So, why work with us?

• Want big impact that matters? Here, you’ll know your work directly benefits the customers and communities we all serve.
• Want to be more than just a number? Join a team that truly values you – and that gets more and more diverse, every day.
• Want career opportunity AND flexibility? Achieve both here, where we know that balance and progression go hand in hand.

You’ll also get access to a great range of benefits, including:

• Hybrid work? Our flexible work options are designed to suit your life – talk to us about what flexibility means to you.
• Health and wellbeing support, including discounted gym memberships, and private health insurance options.
• Take your learning to the next level through opportunities like our corporate university ‘BEN U’ or at an external provider of your choice.

We’re making better, bigger. And we’ll get there with you.

We believe a diverse workforce supported by an inclusive culture is central to our success and we actively encourage applications from those who bring diversity of thought to our business. We support candidate requests for adjustment to accommodate an illness, injury, or disability to equitably participate in the selection process.

Position Description:  Senior Lending Analyst

Still in two minds?  

Research suggests 60% of women and underrepresented groups might stop here, even after getting as far as drafting an application. We believe that diversity makes every team stronger, so even if you don’t tick every box we still want to see your application!

Please note shortlisting and interviews may take place prior to the advertised close date, so don't delay: apply now!