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Senior Financial Analyst, Balance Sheet Performance

  • Sydney
  • Brisbane
  • Adelaide
  • Bendigo
  • Melbourne

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  • Full Time
  • Full and/or Part Time
  • Closing at: Jul 10 2025 - 23:55 AEST

We’ve never been ‘just a bank’. Just like you should never be ‘just an employee’. We’re united in our belief that in banking, better can be bigger, and together we’re making it happen.

It starts here. With Bendigo Bank… and you.

 

Come and be part of a high performing team with access and exposure to senior leadership including Executive and opportunity to contribute to our strategy.

We’re growing the team and looking for our next 2 Senior Analyst in Balance Sheet Performance and the roles are a real hybrid of technical and commercial/financial.

We’re seeking those who can contribute ideas, continuous improvement and beyond; be part of new initiatives and bring a curiosity about your key stakeholders to build highly collaborative and successful working relationships.

 

Reporting to the Senior Manager, Balance Sheet Performance, the Senior Analysts are responsible for the day-to-day execution of the Funds Transfer Pricing (FTP) and balance sheet modelling processes including production of actuals, forecasting and stress testing activities.  The role will:

  • Operate and maintain the Net Interest Income (NII) & FTP frameworks that underpin the bank’s internal view of margin performance.
  • Drive margin optimisation through analysis of product pricing, portfolio mix, rate changes and customer behaviour.
  • Partner with Treasury, Risk and business units to align FTP and forecast assumptions with market rates, hedging strategies and interest rate risk positions.
  • Assist with technical implementation of model and methodology changes to reflect updated product behaviour, interest rate assumptions, or liquidity cost allocations.
  • Work collaboratively with Technology to ensure stability of the system

Position description: Download File Senior Analyst - Business Financial Performance Position Description.docx

 

These are permanent positions and open to full or part-time. We offer flexible work options that put our people first, and a hybrid model of minimum 3 days per week based out of our Melbourne, Adelaide, Bendigo, Sydney or Brisbane  corporate offices.

 

What you’ll bring to the role

To succeed in this role, we’d love you to have:

  • Bachelor’s degree in Banking and Finance, Business, Commerce, Risk Management, Information Technology, or a quantitative discipline such as Engineering, Mathematics or Actuarial Science preferred and/or
  • Ideally 5+ years of relevant experience at an Australian banking preferably in a finance function.
  • Strong working knowledge of bank balance sheets, banking book systems, FTP, IRRBB data, operations, and products.
  • Strong understanding of SQL Server is advantageous for data analysis, reporting and process automation.
  • A strong work ethic with a proven ability to show initiative, manage competing priorities and deliver to agreed deadlines.
  • Skilled in building highly collaborative, strong working relationships

 

 

So, why work for us?

Want to be more than just a number? Join a team that truly values you and the diverse contribution you make, every day.

You’ll also get access to a great range of benefits, including:

  • Flexibility means different things for different people. Whether it’s hybrid work, flexible hours, a compressed work week, job-sharing or something different, our flexible work options are designed to put people first
  • Health and wellbeing support, including discounted gym memberships, private health insurance options, and our Employee Assistance Program (EAP) for you and your immediate family members
  • Opportunities to take your learning to the next level through our corporate university ‘BEN U’ or at an external provider of your choice

 

We believe a diverse workforce supported by an inclusive culture is central to our success and we actively encourage applications from those who bring diversity of thought to our business. We support candidate requests for adjustment to accommodate an illness, injury, or disability to equitably participate in the selection process.

 

Still in two minds?  

Research suggests 60% of women and underrepresented groups might stop here, even after getting as far as drafting an application. We believe that diversity makes every team stronger, so even if you don’t tick every box we still want to see your application!

 

We’re making better, bigger. And we’ll get there with you.

Now’s the time to set your sights even higher – on the future you and the future career you deserve.

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