Adult, Female, Person, Woman, People, Blonde, Coat, Face, Crowd, Conversation

Consumer Credit Risk Manager

  • 944479
  • Sydney
  • Melbourne
  • Full Time
  • Closing at: Jun 6 2025 - 17:00 AEST

“It begins at Bendigo Bank”

We’ve never been ‘just a bank’. Just like you should never be ‘just an employee’. We’re united in our belief that in banking, better can be bigger, and together we’re making it happen.

It starts here. With Bendigo Bank… and you. 

About the team

The Risk and Compliance (R&C) 1LOD function has responsibility for enabling the Group to manage the risks associated with their respective area of focus in line with the Group’s risk appetite.

Credit Strategy & Insights, Consumer & Digital supports this by applying risk management practices to achieve the team’s objective positioning the Home Loan and Consumer portfolio’s for sustainable profitable growth and ensuring appropriate controls and strategies are in place to optimise risk and reward.

About the role

As Consumer Credit Risk Manager and reporting to the Senior Manager Credit Strategy & Insight you are a pivotal part of a team that provides first line credit support to the Consumer and Digital divisions.  In particular you will have a direct impact on driving the Home Loan Lending growth strategy whilst ensuring the portfolio is managed within the banks risk appetite.

You’ll get to:

  • Influence growth strategy by leveraging your strong credit risk skill set and understanding of home loan policy, to provide insightful analytics and reporting on portfolio, segment and business performance
  • Build strong collaborative relationships with a range of key stakeholders, to advise and influence growth, change and continuous improvement strategies
  • Support the delivery and implementation of the consumer lending strategy including building the tools to facilitate the strategy
  • Be an integral part of the R&C 1LOD Risk team and promote a strong risk culture

This is a permanent full-time opportunity to be located at one of our corporate offices in either Sydney or Melbourne. We offer a flexible work hybrid model with a minimum requirement 2 days per week in the office, increasing to 3 days as of July 2025.  

About you

To be successful you will have:

  • Tertiary qualifications in Finance, Mathematics, Business or a relevant discipline
  • Postgraduate business-related qualifications desirable
  • Extensive banking experience with specific experience in credit risk management and consumer portfolio management
  • Demonstrated experience in data analytics and business intelligence and providing insights and recommendations
  • Excellent written and verbal communication skills
  • Highly developed relationship management skills with the ability to advise and influence key stakeholders in a collaborative manner
  • Strategic mind set with the passion to challenge business problems  

So, why work with us?

You’ll also get access to a great range of benefits, including:

  • Looking for hybrid work, flexible hours, or a compressed week? Our flexible work options are designed to fit your lifestyle.
  • Health and well-being support, including discounted gym memberships, private health insurance options, and our Employee Assistance Program (EAP) for you and your immediate family members.
  • Take your learning to the next level through opportunities like our corporate university ‘BEN U’ or at an external provider of your choice.

We believe a diverse workforce supported by an inclusive culture is central to our success and we actively encourage applications from those who bring diversity of thought to our business. We support candidate requests for adjustment to accommodate an illness, injury, or disability to equitably participate in the selection process.

How to apply 

If you are interested in this opportunity, please apply online with your CV and cover letter.

A position description is enclosed for this role Download File Consumer Credit Risk Manager PD May 25.docx

Applications close Friday, June 6th 2025

Apply Now

Start your application here and you will be directed to a new page to complete it!

Not You?

You'll now be directed to a page to complete your application.

Sign up to hear about new openings

Not You?

Thank you

2025 Work 180 Endorsed Employer Badge

Circle Back Initiative 2025- We commit to respond to every candidate 2024

Australian LGBTQ Inclusion Awards AWEI Bronze Employer