Closing date: 1 March

We’ve never been ‘just a bank’. Just like you should never be ‘just an employee’. We’re united in our belief that in banking, better can be bigger, and together we’re making it happen.

It starts here. With Bendigo Bank… and you.

We are embarking on a significant transformation of our risk function to build a more resilient and future-focused bank.  The Group Risk team is pivotal in delivering strong risk management outcomes, using data-driven expertise for value-driving decision-making, and providing critical oversight and challenge to contribute to the Bank's enduring success. This transformation has created a key opportunity for a talented individual to join our Credit and Market Risk team.

About the role

As the Manager Credit Provisioning you will oversee the calculation, modelling, and reporting of funds set aside for potential loan losses, ensuring compliance with accounting standards (AASB9) and regulatory requirements (APRA APS 220).  Reporting to the Head of Credit Portfolio Insights and Analytics, you will analyze portfolios, develop impairment models, and apply judgmental adjustments based on economic conditions to ensure adequate capital reserves are adequate.  Key responsibilities of this role include reporting, modelling & estimation, data & governance, judgmental overlays and regulatory compliance.

Position description: Manager Credit Provisioning Position Description.docx

This is a permanent position based out of our Melbourne, Bendigo, Adelaide or Sydney offices.

We offer flexible work options that put our people first, working in a hybrid model with a minimum local Head Office attendance requirement determined by your Leader and that balances connection and collaboration with the rhythm that works for you.

What you’ll bring to the role

• A minimum of 5 years of quantitative credit risk modelling or model use experience within the Australian banking industry.
• High level understanding of credit risk modelling including internal rating, expected loss and stress testing models. 
• Skilled financial risk modeller or model user with extensive experience in data analysis, statistical modelling, and credit risk management.  
• Strong understanding of the AASB 9 standard and APS 220 Credit Risk Management. 
• Proven ability to mediate across teams to achieve agreed objectives
• Excellent communication, problem-solving, and stakeholder management skills are essential
• Tertiary qualifications in a quantitative field (e.g., finance, statistics, mathematics, or econometrics) would be an advantage.

So, why work for us?

Want big impact that matters? Here, you’ll know your work directly benefits the customers and communities we all serve.

You’ll also get access to a great range of benefits, including:

• Flexibility means different things for different people. Whether it’s hybrid work, flexible hours, a compressed work week, job-sharing or something different, our flexible work options are designed to put people first
• Health and wellbeing support, including discounted gym memberships, private health insurance options, and our Employee Assistance Program (EAP) for you and your immediate family members
• Opportunities to take your learning to the next level through our corporate university ‘BEN U’ or at an external provider of your choice

We believe a diverse workforce supported by an inclusive culture is central to our success and we actively encourage applications from those who bring diversity of thought to our business. We support candidate requests for adjustment to accommodate an illness, injury, or disability to equitably participate in the selection process.

Still in two minds?

Research suggests 60% of women and underrepresented groups might stop here, even after getting as far as drafting an application. We believe that diversity makes every team stronger, so even if you don’t tick every box we still want to see your application!

We’re making better, bigger. And we’ll get there with you.

Now’s the time to set your sights even higher – on the future you and the future career you deserve.