About Us

At Bendigo Bank, we are more than just a bank. We are a community of passionate individuals dedicated to making a real difference for our customers, communities, shareholders, and each other. Our 2030 growth strategy is ambitious, and we’re building a culture we can be proud of to help us get there. We are driven by our values to 'find the right way', 'own it', and be 'better together'. If you are looking for a career where you can have a bigger impact every day, we invite you to join us.

About the Role

We are seeking a visionary and experienced Senior Commercial Credit Manager, Third Party Credit to join our Group Risk division. This position is pivotal in shaping the future of our credit risk function. You will play a key role in driving our credit risk strategy and modernisation initiatives, balancing traditional credit principles with innovative approaches like automation and artificial intelligence.

What You'll Be Doing:

• Drive Credit Excellence: Exercise your Delegated Lending Authority (DLA) to make prudent credit decisions that support sustainable and profitable growth in our Business and Agribusiness portfolios.
• Shape the Future: Contribute to the development and implementation of our credit risk strategy, policies, and frameworks, with a focus on modernisation and innovation.
• Collaborate and Influence: Build strong relationships with key stakeholders, including the Regional Managers and Head of Third-Party Distribution, and act as a trusted advisor on credit risk matters.
• Enhance Customer Experience: Champion initiatives to improve the customer journey, from acquisition to retention, ensuring a high level of service and support.
• Uphold Our Values: Consistently demonstrate our core values and critical behaviours: act commercially, move fast to help customers, recognise people for their impact, and actively challenge the status quo.

To Succeed, What You'll Bring:

• Proven experience in a senior credit risk role within a financial services organisation, with a significant Delegated Lending Authority (DLA) in commercial/business banking.
• Strong leadership skills with a passion for developing and mentoring others.
• A deep understanding of credit risk management strategies, banking policies, and regulatory requirements.
• Excellent interpersonal and communication skills, with the ability to influence and build strong relationships.
• A forward-thinking mindset with an interest in emerging technologies like AI and automation in credit risk.
• Tertiary qualifications in a related discipline are highly desirable.

Why Join Us?

At Bendigo Bank, we believe that our success is driven by our people. We are committed to creating an inclusive and supportive environment where you can grow your career and make a tangible impact. We are a bank with a heart, a heritage of community connection, and a clear vision for the future. By joining us, you will be part of a team that is not only embracing change but leading it.

Ready to apply?

If you are a strategic and innovative credit risk professional who is passionate about making a difference, we would love to hear from you.

This can be performed from any of our Corporate Head Office locations nationally, however there is a strong preference for this role to be based in Melbourne with the wider credit team.

To learn more please review the PD  Senior Manager Third Party Credit. 

We believe a diverse workforce supported by an inclusive culture is central to our success and we actively encourage applications from those who bring diversity of thought to our business. We support candidate requests for adjustment to accommodate an illness, injury, or disability to equitably participate in the selection process.